assurance business Complaints - Who Are the Top 10 clubs With the Least estimate of Complaints?

The New York State division of guarnatee (Doi) just released the 2008 yearly Ranking of Automobile guarnatee Complaints. The report has been issued to help consumers find the automobile insurer that best meets their needs. You can use this report to collate the ranking of the guarnatee enterprise you are doing enterprise with now, or check someone else enterprise you may be considering.

This report analyzed data collected from 2006 and 2007. It only ranks companies doing enterprise in the State of New York. However, as New York is a heavily populated state, with both big urban centers and big suburban areas, the report can be determined a good representation of guarnatee enterprise operation nationwide.

Nationwide Home Insurance

How The Ranking Works

The guarnatee companies are ranked on a complaint ratio. The ratio is calculated by the estimate of complaints upheld against companies as a ration of their total incommunicable passenger auto business.

Insurers with the fewest upheld complaints per million dollars of premiums are shown at the top of the list. The companies with the highest ratio of complaints are ranked at the bottom.

Other facts to Consider

The ranking of an guarnatee enterprise is important, but it is only one characteristic that consumers should weigh when considering doing enterprise with an guarnatee company. Others are:

o Referrals from friends, relatives, neighbors or co-workers about the experiences they had with their guarnatee companies
o Price of the prime versus perceived value
o Search the Internet for other ideas
o Check your state's Doi website, which may contain vital buyer facts about companies doing enterprise in your state.

What The Ranking Does and Does Not Contain

o Private passenger guarnatee is the only type evaluated.
o It only includes the complaints referred by consumers to the Doi. It does not contain complaints made directly to the guarnatee companies.
o Complaints are "upheld" when the Doi agrees with a buyer that an guarnatee enterprise made an inappropriate decision.
o Information from prior years is included in the tables so consumers can see if the enterprise has improved or gotten worse.
o All companies with at least million in prime in 2006 and 2007 are included in the ranking. Insurers with less than million were included if they had 10 or more complaints against them.

Top Three Most tasteless Complaints

1. Monetary settlements - hamlet estimate is too low.
2. Policy terminations
3. Promptness of guarnatee payments

2007 Auto Complaint Listing (ranked bottom estimate at top, higher as you go down)

1. Mercury general Group
2. American Express, Amex Assurance, Ids property Casualty
3. Eveready guarnatee Co.
4. Electric guarnatee Group
5. Amica Mutual
6. Preferred Mutual guarnatee Co.
7. United Services Automobile guarnatee Group (Usaa)
8. Chubb
9. Utica Mutual
10. State F*arm
11. Central Services Group, Central guarnatee Group, Ny Central Mutual Fire Ins.
12. Main street America Group, National Grange Mutual
13. Progressive
14. Liberty Mutual
15. Kingsway guarnatee Group, Lincoln general Ins.
16. Response guarnatee Group
17. Nationwide Insurance
18. American modern Ins. Group, American family Home Ins.
19. St. Paul Travelers
20. Unitrin Group, Kemper
21. Erie guarnatee Group
22. Berkshire Hathaway Insurance, Geico
23. Allstate Insurance
24. The Hartford guarnatee Group
25. Hanover Insurance, Citizens Ins., Allmerica Financial Alliance
26. Metropolitan Group
27. American National Financial Group
28. Allianz guarnatee Group
29. Gmac, Integon, Mic P&C, National general Ins. Co.
30. Zurich Ins.Group, Foremost, Maryland Casualty
31. Hannover Re Group, Clarendon National
32. State Wide guarnatee
33. White Mountains Group, OneBeacon, Esurance, Auto One Ins.
34. Countrywide Insurance
35. Safeco guarnatee Group
36. American International Group (Aig)
37. Tri-State buyer Ins. Group
38. Interboro Mutual
39. Infinity property & Casualty
40. Long Island Insurance

Conclusion

If your auto guarnatee provider is not shown on this list, it could be that they don't sell guarnatee in New York. Or, it could be that their estimate of complaints is worse than the enterprise in the #40 position!!

Think about this statement, my friends.

The only thing that truly matters about your auto guarnatee is what happens when you submit a claim. Claims are about retention Promises. When the guarnatee companies don't keep their promises, the complaints pile up!

So, why would you Ever reconsider doing enterprise with any guarnatee enterprise Lower than estimate 10 on the list?

If you are one of the unfortunate people who contact an automobile loss of any kind, you'll need to know how to cope your guarnatee claim so that you maximize your recovery. I'll even be so bold as to say this: If you do not use the strategies for submitting a claim found in my book, you will not gain all the money you are entitled to collect. You will need to know how to take operate of your guarnatee claim, and add hundreds or even thousands more dollars to your claim settlement. For more information, check out the website shown below in the reserved supply Box.

assurance business Complaints - Who Are the Top 10 clubs With the Least estimate of Complaints?